Guides
Water Damage & Mold Guides for San Diego Homeowners
Straight answers to the questions we hear most on San Diego jobs — what insurance usually covers, who pays when water comes from the unit above, and how mold clearance testing works.
Does Homeowners Insurance Cover Water Damage in California?
Sudden vs. gradual damage, flood and mold limits, and how to protect your claim.
Read the guide →Leak From the Condo Above: Who Pays?
How the HOA master policy, your neighbor's insurance and your HO-6 usually fit together.
Read the guide →Mold Clearance Testing: What to Expect
What a clearance test checks, who should run it, and what happens if it fails.
Read the guide →Flooded or Dealing With Water Damage? We’re Here to Help!
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